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insurer's security

Толкование Перевод

1 insurer's security

• vakuuttajan takuu

English-Finnish dictionary > insurer's security
2 security

n

1) безопасность

2) защита, охрана

3) обеспечение, гарантия, залог (по ссуде, кредиту)

4) поручительство

5) поручитель

6) обыкн. pl ценные бумаги

- acceptable security
- active securities
- additional security
- adequate security
- agio securities
- ample security
- approved securities
- asset-backed securities
- bearer securities
- bid security
- blue chip securities
- book-entry securities
- cabinet security
- cash security
- certified security
- collateral security
- convertible securities
- corporate securities
- corporate debt securities
- corporation securities
- credit security
- currency security
- dated security
- dated marketable security
- dead security
- debt security
- debtor's security
- defensive securities
- dematerialised security
- derivative security
- digested securities
- discount securities
- dividend-bearing securities
- dual currency security
- economic security
- eligible security
- equitable security
- equity securities
- exempt securities
- financial security
- first-class securities
- fixed income securities
- fixed interest securities
- fixed interest bearing securities
- fixed rate security
- fixed redemption value securities
- fixed yield securities
- floating securities
- foreign securities
- foreign currency securities
- foreign interest payment securities
- forward securities
- free security
- gilt-edged securities
- gold security
- government securities
- graduated securities
- high-grade securities
- high-yield securities
- home securities
- hybrid securities
- industrial securities
- insurer's security
- interest-bearing securities
- international securities
- investment securities
- investment grade securities
- investment trust securities
- irredeemable securities
- job security
- joint security
- listed securities
- loan security
- long securities
- margin securities
- marketable securities
- material security
- medium-dated securities
- mortgage security
- municipal securities
- negotiable securities
- nonmarketable securities
- non-negotiable securities
- off-board securities
- open-faced securities
- outstanding securities
- over-the-counter securities
- paperless security
- participation securities
- performance security
- personal security
- pledged securities
- primary securities
- property security
- public securities
- quoted securities
- real security
- redeemable securities
- registered securities
- regulated securities
- repackaged securities
- residual securities
- restricted securities
- risk-free securities
- seasoned securities
- senior securities
- shared security
- short-dated securities
- social security
- speculative securities
- state securities
- stock exchange securities
- sufficient security
- synthetic security
- tangible security
- tax-exempt securities
- tender security
- treasury securities
- trustee securities
- undated securities
- underlying security
- undigested securities
- unlisted securities
- unquoted securities
- valueless securities
- variable yield securities
- when-issued securities
- wildcat securities
- zero coupon convertible security
- security by mortgage
- security for a claim
- security for credit
- security for a debt
- security for a loan
- security for losses
- security for the payment of money
- security in the form of a bank guarantee
- security of employment
- security of payment
- security on property
- securities to bearer
- against security
- as a security
- on security
- without security
- securities bearing interest
- securities lodged as collateral
- become security
- borrow on security
- delist a security
- deposit securities in custody
- enforce a security
- enhance security
- ensure security
- furnish security
- give security
- give security for a bill
- guarantee security
- lend on security
- lodge securities with a bank
- pawn securities
- pledge securities
- present securities for payment
- provide security
- purchase securities on margin
- put up security
- rate securities
- retire securities
- serve as security
- stand security
- stand security for smb
- suspend a security
- withdraw securities from a deposit

English-russian dctionary of contemporary Economics > security
3 insurer's credit

кредит страховщика
insurer's security
гарантия страховщика

English-russian dctionary of contemporary Economics > insurer's credit
4 vakuuttajan takuu

• insurer's security

• underwriters' guarantee

Suomi-Englanti sanakirja > vakuuttajan takuu
5 гарантия страховщика

underwriter`s guarantee, insurer`s security

Banks. Exchanges. Accounting. (Russian-English) > гарантия страховщика
6 agente

f. & m.

1 agent (representante).

agente de cambio (y bolsa) stockbroker

agente comercial broker

agente en exclusiva sole agent

agente inmobiliario(a) estate agent (British), real estate agent (United States)

agente libre de seguros insurance broker

agente marítimo(a) shipping agent

2 officer (funcionario).

agente de aduanas customs officer

agente doble double agent

agente especial special agent

agente de inmigración immigration officer

agente de policía police officer, policeman, f. policewoman

agente secreto secret agent

agente de seguridad security officer

3 operator.

4 factor.

5 detective constable.

m.

agent (causa activa).

* * *

agente

► adjetivo

1 agent

► nombre masulino o femenino

1 agent

► nombre masculino

1 agent

\

FRASEOLOGÍA

agente de cambio y bolsa stockbroker

agente de policía (hombre) policeman 2 (mujer) policewoman

agente de tráfico (hombre) traffic policeman 2 (mujer) traffic policewoman

agente inmobiliario estate agent

* * *

noun mf.

agent

- agente de bolsa
- agente inmobiliario
* * *

1.

SMF (=representante) agent; (=policía) policeman/policewoman; LAm (=oficial) officer, official

agente acreditado — accredited agent

agente comercial — business agent

agente de bolsa — stockbroker

agente de exportación — export agent

agente de negocios — business agent, broker

agente de prensa — press agent

agente de publicidad — (Com) advertising agent; (Teat) publicity agent

agente de seguridad — [en vuelos comerciales] sky marshal

agente de seguros — insurance agent

agente de tránsito — Arg, Méx traffic policeman/policewoman

agente de transportes — carrier

agente de turismo — travel agent, courier

agente de ventas — sales agent, sales rep, sales representative

agente de viajes — travel agent

agente especial — special agent

agente extranjero — foreign agent

agente inmobiliario — estate agent, real estate agent o broker (EEUU), realtor (EEUU)

agente literario — literary agent

agente marítimo — shipping agent

agente oficial — official agent, authorized agent

agente provocador — agent provocateur

agente secreto — secret agent

agentes sociales — social partners ( employers and unions)

agente tributario — tax inspector

agente único — sole agent

agente viajero — commercial traveller, salesman

2.

SM (Quím) agent

agente químico — chemical agent

* * *

masculino y femenino

1) (Com, Fin) agent

- agente artístico/de publicidad

- agente de seguros

- agente de viajes

2) (frml) ( funcionario) employee

- agente de policía or del orden

- agente de tráfico or de tránsito

- agente secreto

3) agente masculino (Med, Tec, Ling) agent

* * *

= agent, instrumentality, officer, broker, enforcer.

Ex. These forms usually provide space for the user or his agent to enter the relevant information.

Ex. But there are signs of a change as new and powerful instrumentalities come into use.

Ex. All officers were remorseful about taking a life but all would make the same decision again if necessary.

Ex. Above all, the information manager is a resource manager as well as a kind of broker between increasingly complex information technology and managers/users.

Ex. They merely act as a conduit of state funds rather than an enforcer of the rules meant to guarantee the lawful use of those funds.

----

* agente aglutinante = binder, bonding agent.

* agente antiaglutinante = anti-caking agent.

* agente antiapelmazante = anti-caking agent.

* agente bibliotecario = library agent.

* agente biológico = biological agent.

* agente cancerígeno = carcinogen.

* agente comercial = commercial vendor.

* agente de absorción = absorber.

* agente de bolsa = stockbroker, market trader, stock market trader, share market trader.

* agente de búsqueda = intelligent search agent, search agent.

* agente de cambio = agent of(for) change, force for change, force of change.

* agente de fermentación = leavening agent, leavening, raising agent.

* agente del cambio = change agent.

* agente del orden = law enforcement officer, law-enforcement official, law enforcer.

* agente de noticias web = newsbot.

* agente depresivo = downer, depressant.

* agente de seguros = insurance agent, insurer, insurance broker.

* agente de viajes = travel agent.

* agente estresante = stressor.

* agente extranjero = foreign agent.

* agente federal = federal agent.

* agente furtivo = infiltrator.

* agente informático = software agent.

* agente inmobiliario = realtor.

* agente inteligente = intelligent agent, mining agent, intelligent search agent, search agent.

* agente inteligente de compras = shopping agent.

* agente irritante = irritant, allergen.

* Agente Naranja = Agent Orange.

* agente neutralizador = neutralising agent.

* agente oxidante = oxidant, oxidising agent.

* agente patógeno = pathogen.

* agente provocador = agent-provocateur.

* agente químico = chemical agent.

* agente reactivo = reagent.

* agente secador = drying agent.

* agente secreto = undercover agent, secret agent.

* agentes federales, los = feds, the.

* hacerse agente secreto = go undercover.

* * *

masculino y femenino

1) (Com, Fin) agent

- agente artístico/de publicidad

- agente de seguros

- agente de viajes

2) (frml) ( funcionario) employee

- agente de policía or del orden

- agente de tráfico or de tránsito

- agente secreto

3) agente masculino (Med, Tec, Ling) agent

* * *

= agent, instrumentality, officer, broker, enforcer.

Ex: These forms usually provide space for the user or his agent to enter the relevant information.

Ex: But there are signs of a change as new and powerful instrumentalities come into use.

Ex: All officers were remorseful about taking a life but all would make the same decision again if necessary.

Ex: Above all, the information manager is a resource manager as well as a kind of broker between increasingly complex information technology and managers/users.

Ex: They merely act as a conduit of state funds rather than an enforcer of the rules meant to guarantee the lawful use of those funds.

* agente aglutinante = binder, bonding agent.

* agente antiaglutinante = anti-caking agent.

* agente antiapelmazante = anti-caking agent.

* agente bibliotecario = library agent.

* agente biológico = biological agent.

* agente cancerígeno = carcinogen.

* agente comercial = commercial vendor.

* agente de absorción = absorber.

* agente de bolsa = stockbroker, market trader, stock market trader, share market trader.

* agente de búsqueda = intelligent search agent, search agent.

* agente de cambio = agent of(for) change, force for change, force of change.

* agente de fermentación = leavening agent, leavening, raising agent.

* agente del cambio = change agent.

* agente del orden = law enforcement officer, law-enforcement official, law enforcer.

* agente de noticias web = newsbot.

* agente depresivo = downer, depressant.

* agente de seguros = insurance agent, insurer, insurance broker.

* agente de viajes = travel agent.

* agente estresante = stressor.

* agente extranjero = foreign agent.

* agente federal = federal agent.

* agente furtivo = infiltrator.

* agente informático = software agent.

* agente inmobiliario = realtor.

* agente inteligente = intelligent agent, mining agent, intelligent search agent, search agent.

* agente inteligente de compras = shopping agent.

* agente irritante = irritant, allergen.

* Agente Naranja = Agent Orange.

* agente neutralizador = neutralising agent.

* agente oxidante = oxidant, oxidising agent.

* agente patógeno = pathogen.

* agente provocador = agent-provocateur.

* agente químico = chemical agent.

* agente reactivo = reagent.

* agente secador = drying agent.

* agente secreto = undercover agent, secret agent.

* agentes federales, los = feds, the.

* hacerse agente secreto = go undercover.

* * *

agente

masculine and feminine

A ( Com, Fin) agent

Compuestos:

● agente artístico

artistic agent

● agente comercial

sales representative, sales rep ( colloq)

● agente de bolsa or de cambio

stockbroker

● agente de exportación

export agent

● agente de la propiedad inmobiliaria

real estate agent ( AmE), realtor ( AmE), estate agent ( BrE)

● agente de patentes

patent agent

● agente de publicidad

advertising agent

● agente de seguros

insurance broker

● agente de ventas

sales agent

● agente de viajes

travel agent

● agente inmobiliario

real estate agent ( AmE), realtor ( AmE), estate agent ( BrE)

● agente inteligente

( Inf) intelligent agent

● agente literario

literary agent

● agente publicitario

advertising agent

B ( frml) (funcionario) employee

Compuestos:

● agente del orden

( period); police officer

● agente de policía

police officer

● agente de seguridad

security guard

● agente de tráfico

≈ traffic policeman ( in US), ≈ traffic warden ( in UK)

● agente de tránsito

(Arg, Méx) agente de tráfico

● agente encubierto

undercover agent

● agente especial

special agent

● agente provocador

agent provocateur

● agente secreto

secret agent

C

agente masculine

1 ( Med, Tec) agent

2 ( Ling) agent

3 ( Quím) agent

agente oxidante/químico oxidizing/chemical agent

* * *

agente sustantivo masculino y femenino
1 (Com, Fin) agent;
◊ agente de bolsa stockbroker;

agente de publicidad advertising agent;
agente de seguros insurance broker;
agente de viajes travel agent
2 (frml) ( funcionario) employee;
◊ agente de policía police officer;

agente de tráfico or (Arg, Méx) de tránsito ≈ traffic policeman ( in US), ≈ traffic warden ( in UK);
agente secreto secret agent
agente mf
1 agent
agente de bolsa, stockbroker
agente de seguros, insurance broker
2 (policía: hombre) policeman
(policía: mujer) policewoman
agente de tráfico, traffic policeman
' agente' also found in these entries:
Spanish:
inmobiliaria
- inmobiliario
- judicial
- secreta
- secreto
- acreditado
- alguacil
- cana
- carabinero
- con
- corredor
- marítimo
- policía
- por
- tamarindo
- tira
English:
agent
- banker
- broker
- by
- customs
- estate agent
- free agent
- infiltrator
- insurance agent
- intelligence agent
- of
- officer
- operator
- pc
- police constable
- police officer
- policeman
- policewoman
- press agent
- secret agent
- shipping agent
- show round
- spycatcher
- constable
- detective
- estate
- irritant
- manager
- police
- pollutant
- realtor
- rep
- representative
- stock
- travel
- trooper

* * *

agente

♦ nmf

1. [representante] agent

Comp
agente artístico agent [of artiste, actor];
agente de bolsa stockbroker;

agente de cambio stockbroker;

agente comercial broker;

agente inmobiliario Br estate agent, US real estate agent;

agente libre de seguros insurance broker;

agente literario literary agent;

agente de patentes patent agent;

agente de la propiedad Br estate agent, US real estate agent;

agente de seguros insurance broker;

agente teatral theatrical agent

2. [funcionario] officer

Comp
agente de aduanas customs officer;
agente doble double agent;

agente de inmigración immigration officer;

agente de policía police officer, policeman, f policewoman;

agente secreto secret agent;

agente de seguridad security officer;
RP agente de tránsito traffic policeman
3. Econ agentes económicos o sociales social partners

♦ nm

1. [causa activa] agent

Comp
Quím agente oxidante oxidizing agent; Biol agente patógeno pathogen; Quím agente reductor reducing agent; Quím agente tensioactivo surfactant; Informát agente de usuario user agent
2. Gram agent

* * *

agente

I m agent

II m/f agent

* * *

agente nmf

1) : agent

2)

agente de viajes : travel agent

3)

agente de bolsa : stockbroker

4)

agente de tráfico : traffic officer

* * *

agente n

1. (representante) agent

hablaré con mi agente I'll speak to my agent

2. (policía) policeman [pl. policemen] / policewoman [pl. policewomen]

el agente me pidió el carnet de identidad the policeman asked to see my identity card

Spanish-English dictionary > agente
7 seguro

adj.

1 safe, sure, low-risk, risk-free.

2 safe.

3 confident, definite.

4 certain, sure, sure-enough, unfailing.

adv.

sure, surely.

m.

1 insurance, underwriting, assurance, insurance policy.

2 safety catch.

3 safety lock, latch.

4 safety-pin.

* * *

seguro

► adjetivo

1 (asegurado) secure

2 (a salvo) safe

3 (firme) firm, steady

4 (cierto) certain, sure

■ estoy segura de que fue allí I'm sure she went there

■ lo más seguro es que llegue tarde I'll probably be late

5 (de fiar) reliable

6 (confiado) confident

■ está muy seguro de sí mismo he's very self-confident

► nombre masculino seguro

1 (contrato, póliza) insurance

2 (mecanismo) safety device, safety catch

► adverbio

1 for sure, definitely

■ seguro que no definitely not

\

FRASEOLOGÍA

a buen seguro without any doubt

dar algo por seguro to take something for granted

ir sobre seguro figurado to play safe

sentirse seguro,-a to feel safe

sobre seguro without risk

seguro a terceros third-party insurance

seguro a todo riesgo fully comprehensive insurance

seguro contra incendios fire insurance

seguro de vida life insurance

————————

seguro

► nombre masculino

1 (contrato, póliza) insurance

2 (mecanismo) safety device, safety catch

► adverbio

1 for sure, definitely

■ seguro que no definitely not

* * *
1. (f. - segura)
adj.

1) safe, secure

2) sure

3) reliable

4) self-assured, confident

5) firm, fixed
2. adv.
certainly
3. noun m.
1) insurance

2) fastener, clasp

* * *

1. ADJ

1) (=sin peligro)

a) [refugio, método, vehículo] safe

no te subas a esa escalera porque no es muy segura — don't go up that ladder, it's not very safe

a causa de una práctica sexual poco segura — due to unsafe sex

b) [persona, objetos de valor] safe

está más seguro en el banco — it's safer in the bank

el bebé se siente seguro cerca de su madre — the baby feels safe o secure close to its mother

2) (=sujeto, estable) secure

hay que atar mejor la carga porque no parece muy segura — the load needs to be fixed a bit better because it doesn't seem to be very securely attached o very secure

su trabajo no es nada seguro — his job is not at all secure

3) (=definitivo) [fracaso, muerte] certain

su dimisión no es segura — her resignation is not certain

aún no hay fecha segura — there's no definite date yet

• eso es lo más seguro — that's the most likely thing

lo más seguro es que no pueda ir — I almost certainly o most likely won't be able to go

• dar algo por seguro, si yo fuera tú no daría la victoria por segura — if I were you I wouldn't be sure of victory

se da por seguro que se trataba de un secuestro — there's little doubt that it was a kidnapping

• es seguro que..., es seguro que ganaremos la copa — we're bound o sure o certain to win the cup

lo que es seguro es que el congreso se celebrará en Barcelona — the conference is definitely going to be held in Barcelona

4) (=convencido) sure

¿estás seguro? — are you sure?

sí, estoy completamente segura — yes, I'm absolutely sure o positive

-¿estás seguro de que era él? -sí, segurísimo — "are you sure it was him?" - "yes, positive"

- vamos a ganar -pues yo no estaría tan seguro — "we're going to win" - "I wouldn't bet on it" o "I wouldn't be so sure"

• seguro de algo — sure of sth

nunca he visto un hombre tan seguro de sus opiniones — I've never seen a man so sure of his opinions

no estoy seguro de poder ir — I'm not sure I'll be able to go

no estés tan seguro de que vas a ganar — don't be so sure that you're going to win

5) [de uno mismo] confident

se muestra cada vez más seguro en el escenario — he is more and more sure of himself o confident on stage

me noto más segura al andar — I feel more steady on my feet, I feel more confident walking now

seguro de sí mismo — self-confident, self-assured

6) (=fiable) [fuente, cálculo, método] reliable

no es un método muy seguro — it's not a very reliable o sure method

es la forma más segura de adelgazar — it's the surest way to lose weight

7) LAm (=honesto) trustworthy

2.

ADV for sure, for certain

no lo sabemos seguro — we don't know for sure o certain

-¿seguro que te interesa? -sí, seguro — "are you sure that you're interested?" - "yes, I'm sure"

-estoy dispuesto a cambiar de actitud -sí, sí, seguro — iró "I'm willing to change my attitude" - "yeah, yeah, sure!" iró

seguro que algunos se alegrarán — some people will certainly be pleased, I'm sure that some people will be pleased

seguro que llueve mañana — it's sure to rain tomorrow

• a buen seguro, de seguro — certainly

a buen seguro o de seguro va a dar que hablar — it will certainly give people something to talk about

- ir o jugar sobre seguro

decidieron jugar sobre seguro contratando a un buen abogado — they decided to play (it) safe and hire a good lawyer

3. SM

1) (=dispositivo)

a) [de puerta, lavadora] lock; [de arma de fuego] safety catch; [de pulsera] clasp

echa el seguro, que van niños en el coche — lock the doors, there are children in the car

b) CAm, Méx (=imperdible) safety pin

2) (Com, Econ) insurance

¿tienes el seguro del coche? — have you got your car insurance documents with you?

• hacerse un seguro — to take out insurance

seguro a todo riesgo — comprehensive insurance

seguro contra terceros — third-party insurance

seguro de accidentes — accident insurance

seguro de crédito a la exportación — export credit guarantee

seguro de daños a terceros — third-party insurance

seguro de desempleo — unemployment benefit, unemployment compensation o insurance (EEUU)

seguro de enfermedad — health insurance

seguro de incendios — fire insurance

seguro de jubilación — retirement plan, pension plan, pension scheme

seguro de paro — Esp unemployment benefit, unemployment compensation o insurance (EEUU)

seguro de viaje — travel insurance

seguro de vida — life assurance, life insurance ( esp EEUU)

seguro marítimo — marine insurance

seguro mixto — endowment assurance, endowment insurance ( esp EEUU)

seguro multirriesgo — multirisk insurance

seguro mutuo — mutual insurance

seguro temporal — term insurance

3) * (=sistema médico) national health *

los médicos de pago y los del seguro — private doctors and national health o NHS ones

seguro social — LAm (=sistema de pensiones y paro) social security, welfare (EEUU); (=contribuciones) national insurance; (=sistema médico) national health service

* * *
I
- ra adjetivo

1)

a) [SER] ( exento de riesgo) safe

ese aeropuerto no es muy seguro — it's not a very safe airport

ese ascensor no es seguro — that elevator is not safe

ponlo en un lugar seguro — put it in a safe place

b) ( estable) secure

un trabajo seguro — a secure job

una inversión segura — a safe o secure investment

esa escalera no está segura — that ladder isn't safe o steady

sobre seguro: un político que sabe jugar sobre seguro a politician who knows how to play safe; sabía que iba sobre seguro — he knew he was onto a sure thing (colloq)

c) [SER] ( fiable)

un método anticonceptivo poco seguro — not a very reliable o safe method of birth control

el cierre de la pulsera es muy seguro — the fastener on the bracelet is very secure

d) [ESTAR] ( a salvo) safe

el dinero estará seguro aquí — the money will be safe here

a su lado se siente seguro — he feels safe when he's beside her

2)

a) [ESTAR] ( convencido) sure

no estoy seguro — I'm not sure

seguro DE algo — sure o certain of something

estoy absolutamente seguro de haberlo dejado aquí — I'm absolutely sure o certain (that) I left it here

no estaba seguro de haber elegido bien — he wasn't sure that he'd made the right choice

b) [SER] ( que no admite duda)

su triunfo es seguro — his victory is assured

iban a una muerte segura — they were heading for certain death

no me han dado fecha segura — they haven't given me a definite day

todavía no es seguro — it's not definite yet

se da por seguro — there seems to be little doubt about it

no te preocupes, seguro que no es nada — don't worry, I'm sure it's nothing

seguro que se le olvida — he's sure o bound to forget

a buen seguro — ( ciertamente) for certain; ( a salvo) safe

guárdalo a buen seguro — keep it safe, put it away for safe keeping

c) ( con confianza en sí mismo) self-assured, self-confident

es una persona muy segura de sí misma — he's a very self-confident person
II
masculino

1)

a) ( mecanismo - de armas) safety catch; (- de una pulsera, un collar) clasp, fastener

poner el seguro — to do up the clasp o fastener

echó el seguro antes de acostarse/arrancar — he locked the door before going to bed/starting the car

b) (Méx) ( imperdible) safety pin

2)

a) ( contrato) insurance

se sacó or se hizo un seguro — she took out insurance o an insurance policy

b) ( Seguridad Social)

el seguro or el Seguro — the state health care system, ≈ Medicaid ( in US), ≈ the National Health Service ( in UK)

se operó por el seguro — he had his operation through Medicaid/on the National Health

me lo recetó el seguro — I got the prescription on Medicaid (AmE), I got it on prescription (BrE)

•

- seguro contra or a todo riesgo

- seguro contra or de incendios

- seguro contra terceros

- seguro de desempleo

- seguro de enfermedad

- seguro de vida
III
adverbio

dijo que llegaría mañana seguro — she said she'd definitely be arriving tomorrow

no lo sabe seguro — she doesn't know for sure o certain

seguro que sospecha lo nuestro — I'm sure he suspects we're up to something

¿seguro que basta? - sí, seguro — (are you) sure that's enough? - yes, positive

esta vez dice la verdad - sí, seguro! — (iró) this time he's/she's telling the truth - oh yeah, sure (he/she is)! (colloq & iro)

* * *
I
- ra adjetivo

1)

a) [SER] ( exento de riesgo) safe

ese aeropuerto no es muy seguro — it's not a very safe airport

ese ascensor no es seguro — that elevator is not safe

ponlo en un lugar seguro — put it in a safe place

b) ( estable) secure

un trabajo seguro — a secure job

una inversión segura — a safe o secure investment

esa escalera no está segura — that ladder isn't safe o steady

sobre seguro: un político que sabe jugar sobre seguro a politician who knows how to play safe; sabía que iba sobre seguro — he knew he was onto a sure thing (colloq)

c) [SER] ( fiable)

un método anticonceptivo poco seguro — not a very reliable o safe method of birth control

el cierre de la pulsera es muy seguro — the fastener on the bracelet is very secure

d) [ESTAR] ( a salvo) safe

el dinero estará seguro aquí — the money will be safe here

a su lado se siente seguro — he feels safe when he's beside her

2)

a) [ESTAR] ( convencido) sure

no estoy seguro — I'm not sure

seguro DE algo — sure o certain of something

estoy absolutamente seguro de haberlo dejado aquí — I'm absolutely sure o certain (that) I left it here

no estaba seguro de haber elegido bien — he wasn't sure that he'd made the right choice

b) [SER] ( que no admite duda)

su triunfo es seguro — his victory is assured

iban a una muerte segura — they were heading for certain death

no me han dado fecha segura — they haven't given me a definite day

todavía no es seguro — it's not definite yet

se da por seguro — there seems to be little doubt about it

no te preocupes, seguro que no es nada — don't worry, I'm sure it's nothing

seguro que se le olvida — he's sure o bound to forget

a buen seguro — ( ciertamente) for certain; ( a salvo) safe

guárdalo a buen seguro — keep it safe, put it away for safe keeping

c) ( con confianza en sí mismo) self-assured, self-confident

es una persona muy segura de sí misma — he's a very self-confident person
II
masculino

1)

a) ( mecanismo - de armas) safety catch; (- de una pulsera, un collar) clasp, fastener

poner el seguro — to do up the clasp o fastener

echó el seguro antes de acostarse/arrancar — he locked the door before going to bed/starting the car

b) (Méx) ( imperdible) safety pin

2)

a) ( contrato) insurance

se sacó or se hizo un seguro — she took out insurance o an insurance policy

b) ( Seguridad Social)

el seguro or el Seguro — the state health care system, ≈ Medicaid ( in US), ≈ the National Health Service ( in UK)

se operó por el seguro — he had his operation through Medicaid/on the National Health

me lo recetó el seguro — I got the prescription on Medicaid (AmE), I got it on prescription (BrE)

•

- seguro contra or a todo riesgo

- seguro contra or de incendios

- seguro contra terceros

- seguro de desempleo

- seguro de enfermedad

- seguro de vida
III
adverbio

dijo que llegaría mañana seguro — she said she'd definitely be arriving tomorrow

no lo sabe seguro — she doesn't know for sure o certain

seguro que sospecha lo nuestro — I'm sure he suspects we're up to something

¿seguro que basta? - sí, seguro — (are you) sure that's enough? - yes, positive

esta vez dice la verdad - sí, seguro! — (iró) this time he's/she's telling the truth - oh yeah, sure (he/she is)! (colloq & iro)

* * *

seguro(de)

(adj.) = confident (in)

Ex: Experience of IT in USA is associated not infrequently with the confounding of confident expectations.

seguro¹

¹ = insurance.

Ex: Increasingly worrying to all however were the escalating cost of insurance, servicing and maintenance.

* actuario de seguros = actuary.

* agencias de seguros, las = insurance industry, the.

* agente de seguros = insurance agent, insurer, insurance broker.

* compañía de seguros = insurance company, insurer.

* compañia de seguros de vida = life-insurance company.

* contratación de seguros = insurance broking.

* contratar una póliza de seguros = take out + insurance policy.

* contratar un seguro = take out + insurance policy.

* corredor de seguros = insurance agent, insurance broker.

* hacerse una póliza de seguros = take out + insurance policy.

* hacerse un seguro = take out + insurance policy.

* impreso de solicitud de seguro = insurance form.

* mutua de seguros = mutual insurance company, mutual insurance society.

* oficina de seguros = insurance office.

* plan de seguros = insurance plan.

* póliza de seguro a todo riesgo = all risks cover.

* póliza de seguros = insurance coverage, insurance policy, insurance cover.

* póliza de seguros contra incendios = fire insurance policy.

* prima de seguro = insurance premium.

* seguro a todo riesgo = comprehensive insurance, all-risk insurance.

* seguro con franquicia = insurance with deductible.

* seguro contra indemnizaciones = indemnity policy.

* seguro contra indemnizaciones profesionales = indemnity insurance.

* seguro de automóvil = automobile insurance.

* seguro de coche = car insurance.

* seguro de coche sin determinación de culpabilidad = no-fault auto insurance.

* seguro de enfermedad = health insurance.

* seguro de incapacidad = disability insurance.

* seguro de invalidez = disability insurance.

* seguro de jubilación = retirement fund, retirement plan.

* seguro de la casa = home insurance.

* seguro dental = dental plan, dental insurance.

* seguro de responsabilidad civil = liability insurance.

* seguro de viaje = travel insurance.

* seguro de vida = life insurance.

* seguro de vida a término = term life insurance.

* seguro de vida vitalicio = whole life insurance.

* seguro médico = health insurance plan, health insurance, medical insurance.

* seguro mutualista = mutual insurance.

* seguro mutuo = mutual insurance.

* seguro por pérdida de un miembro del cuerpo = dismemberment insurance.

* seguro sin determinación de culpabilidad = no-fault insurance.

* seguro social = social insurance.

* sociedad de seguros mutuos = provident society, mutual benefit society.

seguro²

² = buffer.

Ex: This article surveys the causes of disintegration and the use of microforms as a buffer against imminent destruction.

seguro³

³ = latch.

Ex: The latch lever is plastic and seems like it might snap right off if you put too much pressure on it.

seguro⁴

= comfortable, dependable, reliable, safe [safer -comp., safest -sup.], secure, sure [surer -comp., surest -sup.], assertive, tight [tighter -comp., tightest -sup.], you bet!.

Ex: A modern comfortable library could look like that in Berlin's Tiergarten, with its opne-air gardens, or resemble Evanston's library with its comfortable chairs and elegant (and, one hopes, safe) fireplaces.

Ex: If the supplier is a dealer, then ensure that this is a reputable and dependable dealer who can provide help with installation, maintenance and support.

Ex: Computers are reliable, and less prone to error provided they are instructed or programmed appropriately and correctly.

Ex: A modern comfortable library could look like that in Berlin's Tiergarten, with its opne-air gardens, or resemble Evanston's library with its comfortable chairs and elegant (and, one hopes, safe) fireplaces.

Ex: An academic library should be secure to control user behaviour and loss of books.

Ex: The surest way to arrive at such a decision is to be guided by principles of helpful citation order.

Ex: I tried to say at the very outset of my remarks that there probably has not been sufficient consumer-like and assertive leverage exerted upon our chief suppliers.

Ex: The platen was lashed up tight to the toe of the spindle by cords which connected hooks at its four corners to another set of hooks at the four lower corners of the hose.

Ex: The article 'Computer games in the learning resources center? you bet!' discusses some of the benefits of using computer games in education.

* accidente seguro = accident waiting to happen.

* algo casi seguro = a sure bet, safe bet.

* algo es seguro = one thing is for sure.

* algo seguro = safe bet.

* blanco seguro = sitting duck.

* camino seguro al desastre = blueprint for disaster.

* camino seguro al éxito = blueprint for success.

* camino seguro al fracaso = blueprint for failure.

* conocer de seguro = know for + certain, know for + sure.

* dar por seguro que = rest + assured that.

* de éxito seguro = sure-fire [surefire].

* demasiado seguro de uno mismo = overconfident.

* deportista lento pero seguro = plodder.

* de seguro = for sure, for certain.

* de un modo seguro = securely.

* en un lugar seguro = in a safe place, in safekeeping.

* en un sitio seguro = in a safe place, in safekeeping.

* estar moviéndose en terreno seguro = be on secure ground.

* estar seguro = be sure, make + sure, set + your watch by.

* estar seguro de = be certain (of), be confident about, feel + confident.

* estar seguro de que = be confident that.

* ir a lo seguro = play it + safe.

* ir sobre seguro = be on secure ground, play it + safe.

* jugar a lo seguro = play it + safe.

* jugar sobre seguro = play it + safe.

* no estar seguro = be uncertain.

* no estar seguro de = be unsure about/of.

* oportunidad casi segura = a sporting chance.

* poco seguro = dicey [dicier -comp., diciest -sup.].

* problema seguro = accident waiting to happen.

* puerto seguro = safe harbour.

* saber de seguro = know for + certain, know for + sure, know for + a fact.

* seguro (de) = confident (in).

* seguro de sí mismo = smug, assured, self-assured, poised.

* seguro de uno mismo = self-confident.

* sentirse más seguro de = gain + confidence (with/in).

* ser algo seguro = be a cinch, be a doddle, be a breeze, be a picnic, be duck soup.

* ser casi seguro = be a good bet.

* ser seguro = be on the cards.

* ser seguro que + Subjuntivo = be bound to + Infinitivo.

* terreno seguro = safe ground, solid ground.

* * *

seguro¹ -ra

adjective

A

1 [ SER] (exento de riesgo) safe

ese aeropuerto no es muy seguro it's not a very safe airport

no te subas a esa escalera, que no es segura don't climb that ladder, it's not safe

ponlo en un lugar seguro put it somewhere safe o in a safe place o in a secure place

buscan la inversión más segura they are looking for the safest o most secure investment

2 [ ESTAR] (estable) secure

tiene un trabajo bastante seguro she has a fairly secure job

esa escalera no está segura that ladder isn't safe o steady

el cuadro no se va a caer, está bien seguro the picture isn't going to fall, it's quite secure

ir a la segura: un lugar donde el que gusta comer bien va a la seguro a place which is a safe bet for people who like good food

sobre seguro: un político que sabe jugar sobre seguro a politician who knows how to play safe

sabía que iba sobre seguro he knew he was onto a sure thing o he knew it was a safe bet ( colloq)

3 [ SER]

(fiable): un método poco seguro para controlar la natalidad not a very reliable o safe method of birth control

el cierre de la pulsera es muy seguro the fastener on the bracelet is very secure

4 [ ESTAR] (a salvo) safe

el dinero estará seguro aquí the money will be safe here

aquí estarás seguro you'll be safe here

a su lado se siente seguro he feels safe when he's beside her

B

1 [ ESTAR] (convencido) sure

¿estás seguro? are you sure?

no estoy muy seguro, pero creo que ése es su nombre I'm not really sure but I think that's his name

seguro DE algo:

estoy absolutamente seguro de haberlo dejado aquí I'm absolutely sure o certain (that) I left it here

no estaba seguro de haber elegido bien he wasn't sure that he'd made the right choice

no estés tan seguro de eso don't (you) be so sure of that

estoy seguro de que vendrá I'm sure she'll come

estoy completamente segura de que te lo di I'm absolutely sure o I'm positive I gave it to you

2 [ SER]

(que no admite duda): su triunfo es seguro his victory is assured

iban a una muerte segura they were heading for certain death

todavía no es seguro pero creo que lo traerán it's not definite but I think they'll bring it

se da por seguro que ganarán it's seen as a foregone conclusion o there seems to be little doubt that they'll win

da por seguro que tan pronto como llegue se pondrá en contacto contigo you can be sure o rest assured that she'll contact you as soon as she arrives

lo más seguro es que no oyó el despertador he probably didn't hear the alarm clock

no te preocupes, seguro que no es nada don't worry, I'm sure it's nothing

a buen seguro (ciertamente) for certain; (a salvo) safe

guárdalo a buen seguro keep it safe, put it away for safe keeping

3 (con confianza en sí mismo) self-assured, self-confident

es una persona muy segura de sí misma he's a very confident o self-confident o self-assured person

seguro²

masculine

A

1 (mecanismo — de armas) safety catch; (— de una pulsera, un collar) clasp, fastener

no puse el seguro y se me cayó I didn't do up the clasp o fastener and it fell off

echó el seguro antes de acostarse/arrancar he locked the door before going to bed/starting the car

2 ( Méx) (imperdible) safety pin

Compuesto:

seguro antirrobo

(de coche) steering o wheel lock; (de bicicleta) wheel lock

B

1 (contrato) insurance

se sacó or se hizo un seguro she took out insurance o an insurance policy

2

(Seguridad Social): el seguro or el Seguro the state health care system, ≈ Medicaid ( in US), ≈ the National Health Service ( in UK)

¿cuando te operaste ibas particular o por el seguro? when you had your operation did you go private or have it done through Medicaid/on the National Health?

Compuestos:

● seguro ahorro

endowment insurance

● seguro catastrófico

(Chi, Col) insurance against illnesses which entail high treatment costs

● seguro contra or a todo riesgo

comprehensive insurance, all-risks insurance

● seguro contra or de incendios

fire insurance

● seguro contra terceros

liability insurance ( AmE), third-party insurance ( BrE)

● seguro de accidentes

accident insurance

● seguro de desempleo

unemployment benefit

● seguro de enfermedad

medical insurance, health insurance

● seguro de viaje

travel insurance

● seguro de vida

life assurance, life insurance

● seguro personal de accidentes

personal accident insurance

● seguro social

social insurance

● seguro temporal

term assurance

seguro³

adverb

dijo que llegaría mañana seguro she said she'd definitely be arriving tomorrow

no ha dicho seguro si vendrá he hasn't said definitely o for certain whether he's coming

no lo sabe seguro she doesn't know for sure o certain

seguro que sospecha lo nuestro I'm sure he suspects we're up to something

seguro que llamó y no estábamos I bet she called and we weren't in

¿seguro que tienes suficiente dinero? — sí, seguro (are you) sure you have enough money? — yes, positive

estoy convencido de que esta vez dice la verdad — ¡sí, seguro! ( iró); I'm convinced that this time he's telling the truth — oh yeah, sure (he is)! ( colloq iro)

* * *

seguro 1
◊ -ra adjetivo

1
a) [SER] ( exento de riesgo) safe;

◊ en un lugar seguro in a safe place

b) ( estable) secure;

◊ un trabajo seguro a secure job;

esa escalera no está segura that ladder isn't safe o steady
c) [SER] ( fiable) ‹test/método› reliable;

‹ anticonceptivo› safe;
◊ el cierre de la pulsera es muy seguro the fastener on the bracelet is very secure

d) [ESTAR] ( a salvo) safe

2
a) [ESTAR] ( convencido) sure;

◊ no estoy seguro I'm not sure;

seguro DE algo sure o certain of sth
b) [SER] ( que no admite duda) ‹muerte/victoria› certain;

‹ fecha› definite;
◊ todavía no es seguro it's not definite yet;

no te preocupes, seguro que no es nada don't worry, I'm sure it's nothing;
seguro que se le olvida he's sure o bound to forget
c) ( con confianza en sí mismo) self-assured, self-confident

seguro 2 sustantivo masculino
1
a) ( mecanismo — de armas) safety catch;

(— de pulsera, collar) clasp, fastener;
◊ echó el seguro antes de acostarse he locked the door before going to bed

b) (Méx) ( imperdible) safety pin

2
a) ( contrato) insurance;

seguro contra or a todo riesgo comprehensive insurance, all-risks insurance;
seguro contra or de incendios fire insurance;
◊ seguro de desempleo unemployment benefit;

seguro de viaje travel insurance;
seguro de vida life assurance, life insurance
b) ( Seguridad Social): el seguro or el Sseguro the state health care system, ≈ Medicaid ( in US), ≈ the National Health Service ( in UK)

■ adverbio:
◊ dijo que llegaría mañana seguro she said she'd definitely be arriving tomorrow;

no lo sabe seguro she doesn't know for sure o certain;
seguro que sospecha lo nuestro I'm sure he suspects we're up to something
seguro,-a
I adjetivo
1 es una persona muy segura (de sí misma), he's very self-confident
2 (convencido, sin dudas) sure, definite: estaba segura de que vendrías, I was sure you would come
3 (garantizado, cierto) assured: su dimisión es prácticamente segura, his resignation is almost certain
4 (sin peligro) safe
un lugar seguro, a safe place
5 (sin temor, riesgo) secure: no se siente seguro, he doesn't feel secure
es una inversión muy segura, it's a safe investment
6 (paso, voz) steady, firm
II sustantivo masculino
1 Com insurance
seguro a todo riesgo, fully comprehensive insurance
seguro de vida, life insurance
2 (de un arma) safety catch o device
(de una puerta) pásale el seguro a la puerta, bolt the door
III adverbio for sure, definitely
♦ Locuciones: ir sobre seguro, to play safe
tener algo por seguro, to be sure of sthg

' seguro' also found in these entries:
Spanish:
asegurarse
- cierta
- cierto
- cobertura
- confiada
- confiado
- esperar
- liquidez
- ocho
- prima
- riesgo
- santuario
- segura
- servidor
- servidora
- sexo
- sí
- tener
- asegurado
- bien
- confiar
- desenfadado
- montaje
- ojalá
- que
- tercero
English:
agenda
- assurance
- back up
- bet
- bound
- burglar alarm
- certain
- claim
- clear
- comprehensive
- confident
- dead
- define
- dependable
- doubt
- endowment
- extortionate
- insurance
- insurance premium
- itemize
- life insurance
- low-cost
- ought
- overconfident
- play
- policy
- positive
- premium
- quite
- safe
- safety
- safety catch
- secure
- self-assured
- self-confident
- steadily
- steady
- sure
- travel insurance
- uncertain
- unsure
- certainly
- certainty
- death
- definite
- definitely
- diffident
- dollar
- health
- including

* * *

seguro, -a

♦ adj

1. [sin peligro] safe;

el medio de transporte más seguro the safest means of transport;

¿es éste un lugar seguro? is it safe here?;

aquí estaremos seguros we'll be safe here;

es una inversión segura it's a safe investment;

prefiero ir sobre seguro I'd rather play (it) safe;

más vale ir sobre seguro y llamar antes we'd better ring first, to be safe

2. [protegido, estable] secure;

un trabajo seguro a secure job;

esta mesa no está segura this table isn't very steady;

¿irán las botellas seguras ahí atrás? are the bottles safe in the back there?

3. [fiable, infalible] reliable;

un método seguro para combatir o [m5] contra los catarros a sure-fire cure for colds

4. [indudable, cierto] definite, certain;

creo que sí, pero no es seguro I think so, but I'm not certain o but it's not definite;

su nombramiento es seguro he's certain to be given the post;

ya sabemos la fecha segura de su llegada we've now got a definite date for his arrival;

no es seguro que vengan they're not definitely coming, they're not certain to come;

lo puedes dar por seguro you can be sure of it;

ya daban la victoria por segura they were sure that they had won;

tener por seguro que… to be sure (that)…;

ten por seguro que vendrá you can be sure (that) she'll come;

¿crees que nos ayudará? – a buen seguro, de seguro do you think she'll help us? – I'm sure she will;

a buen seguro que pone alguna pega he's certain to find something wrong with it

5. [convencido] sure;

¿estás seguro? are you sure?;

no estoy muy seguro I'm not too sure;

estar seguro de algo to be sure about o of sth;

estoy seguro de ello I'm sure of it;

estamos seguros de que te gustará we're sure you'll like it;

no estoy seguro de habérselo dicho I'm not sure I told him;

estaba segura de vencer she was confident of winning

6. [con confianza en uno mismo] self-assured, self-confident;

se le ve un tipo muy seguro he's very self-assured o self-confident;

ser seguro de sí mismo, ser una persona segura de sí misma to be self-assured o self-confident

♦ nm

1. [contrato] insurance;

contratar o [m5] hacerse un seguro to take out insurance

Comp
seguro de accidentes accident insurance;
seguro de asistencia en viaje travel insurance;

seguro del automóvil car insurance;

seguro de cambio exchange rate hedge;

seguro de la casa buildings insurance;

seguro de enfermedad private health insurance;

seguro de hogar buildings insurance;

seguro de o contra incendios fire insurance;

seguro médico private health insurance;

seguro multirriesgo comprehensive insurance;

seguro mutuo joint insurance;

seguro de responsabilidad civil liability insurance;

seguro a todo riesgo comprehensive insurance;

seguro a terceros liability insurance;

seguro de viaje travel insurance;

seguro de vida life insurance o assurance

2. Fam
el seguro [la seguridad social] Br ≈ the National Health, US ≈ Medicaid;

ir al seguro to go to the hospital;

ese tratamiento no lo cubre el seguro ≈ you can't get that treatment on Br the National Health o US Medicaid

Comp
seguro de desempleo unemployment benefit;
seguro de incapacidad disability benefit;

seguro de invalidez disability benefit;

seguro de paro unemployment benefit

3. [dispositivo] safety device;
[de armas] safety catch; [en automóvil] door lock catch;
echa o [m5] pon el seguro lock the car door

4. CAm, Méx [imperdible] safety pin

♦ adv

for sure, definitely;

¿vienes seguro? are you definitely coming?;

no lo sé seguro I don't know for sure;

seguro que vendrá she's bound o certain o sure to come;

seguro que suspendo I'm bound o certain o sure to fail;

seguro que ahora va y se lo cuenta todo a ella I bet she's going to go and tell her everything;

¿seguro que no necesitas nada? – sí, sí, seguro are you sure you don't need anything? – yes, I'm sure

* * *

seguro

I adj

1 tratamiento, puente safe;

ir sobre seguro be on the safe side

2 ( estable) steady

3 ( cierto) sure;

es seguro it’s a certainty;

dar algo por seguro be sure about sth;

no estoy tan seguro I’m not so sure;

a buen seguro definitely

4 persona

:

seguro de sí mismo self-confident, sure of o.s.

II adv for sure

III m

1 COM insurance

2 de puerta, coche lock;

poner el seguro lock the door

3 L.Am.

para ropa etc safety pin

* * *

seguro adv

: certainly, definitely

va a llover, seguro: it's going to rain for sure

¡seguro que sí!: of course!

seguro, -ra adj

1) : safe, secure

2) : sure, certain

estoy segura que es él: I'm sure that's him

3) : reliable, trustworthy

4) : self-assured

seguro nm

1) : insurance

seguro de vida: life insurance

2) : fastener, clasp

3) Mex : safety pin

* * *

seguro¹ adj

1. (en general) safe

las medicinas deben guardarse en un lugar seguro medicine must be kept in a safe place

2. (estable) secure

tiene un trabajo seguro he's got a secure job

3. (convencido) sure

estoy seguro de que no va a defraudarnos I'm sure he won't let us down

seguro² adv for certain

lo sé seguro I know for certain

seguro que... I bet... / to be bound...

seguro que se ha olvidado I bet he's forgotten / he's bound to have forgotten

seguro³ n

1. (contrato) insurance

me he hecho un seguro de vida I've taken out life insurance

2. (mecanismo) safety catch

echó el seguro de las puertas del coche he put the safety catch on the car doors

Spanish-English dictionary > seguro
8 near cash

!

гос. фин. The resource budget contains a separate control total for “near cash” expenditure, that is expenditure such as pay and current grants which impacts directly on the measure of the golden rule.

Introduction

This paper provides background information on the framework for the planning and control of public expenditure in the UK which has been operated since the 1998 Comprehensive Spending Review (CSR). It sets out the different classifications of spending for budgeting purposes and why these distinctions have been adopted. It discusses how the public expenditure framework is designed to ensure both sound public finances and an outcome-focused approach to public expenditure.

Principles of the framework

The UK's public spending framework is based on several key principles:
"
consistency with a long-term, prudent and transparent regime for managing the public finances as a whole;
" "
the judgement of success by policy outcomes rather than resource inputs;
" "
strong incentives for departments and their partners in service delivery to plan over several years and plan together where appropriate so as to deliver better public services with greater cost effectiveness; and
"
the proper costing and management of capital assets to provide the right incentives for public investment.

The Government sets policy to meet two firm fiscal rules:
"
the Golden Rule states that over the economic cycle, the Government will borrow only to invest and not to fund current spending; and
"
the Sustainable Investment Rule states that net public debt as a proportion of GDP will be held over the economic cycle at a stable and prudent level. Other things being equal, net debt will be maintained below 40 per cent of GDP over the economic cycle.

Achievement of the fiscal rules is assessed by reference to the national accounts, which are produced by the Office for National Statistics, acting as an independent agency. The Government sets its spending envelope to comply with these fiscal rules.

Departmental Expenditure Limits ( DEL) and Annually Managed Expenditure (AME)

The framework for public expenditure is divided between
"
Departmental Expenditure Limit ( DEL) spending, which is planned and controlled on a three year basis in Spending Reviews; and
"
Annually Managed Expenditure ( AME), which is expenditure which cannot reasonably be subject to firm, multi-year limits in the same way as DEL. AME includes social security benefits, local authority self-financed expenditure, debt interest, and payments to EU institutions.

More information about DEL and AME is set out below.

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Departmental Expenditure Limits ( DEL)

In Spending Reviews, firm DEL plans are set for departments for three years. To ensure consistency with the Government's fiscal rules departments are set separate resource (current) and capital budgets. The resource budget contains a separate control total for “near cash” expenditure, that is expenditure such as pay and current grants which impacts directly on the measure of the golden rule.

To encourage departments to plan over the medium term departments may carry forward unspent DEL provision from one year into the next and, subject to the normal tests for tautness and realism of plans, may be drawn down in future years. This end-year flexibility also removes any incentive for departments to use up their provision as the year end approaches with less regard to value for money. For the full benefits of this flexibility and of three year plans to feed through into improved public service delivery, end-year flexibility and three year budgets should be cascaded from departments to executive agencies and other budget holders.

Three year budgets and end-year flexibility give those managing public services the stability to plan their operations on a sensible time scale. Further, the system means that departments cannot seek to bid up funds each year (before 1997, three year plans were set and reviewed in annual Public Expenditure Surveys). So the credibility of medium-term plans has been enhanced at both central and departmental level.

Departments have certainty over the budgetary allocation over the medium term and these multi-year DEL plans are strictly enforced. Departments are expected to prioritise competing pressures and fund these within their overall annual limits, as set in Spending Reviews. So the DEL system provides a strong incentive to control costs and maximise value for money.

There is a small centrally held DEL Reserve. Support from the Reserve is available only for genuinely unforeseeable contingencies which departments cannot be expected to manage within their DEL.

Annually Managed Expenditure ( AME)

AME typically consists of programmes which are large, volatile and demand-led, and which therefore cannot reasonably be subject to firm multi-year limits. The biggest single element is social security spending. Other items include tax credits, Local Authority Self Financed Expenditure, Scottish Executive spending financed by non-domestic rates, and spending financed from the proceeds of the National Lottery.

AME is reviewed twice a year as part of the Budget and Pre-Budget Report process reflecting the close integration of the tax and benefit system, which was enhanced by the introduction of tax credits.

AME is not subject to the same three year expenditure limits as DEL, but is still part of the overall envelope for public expenditure. Affordability is taken into account when policy decisions affecting AME are made. The Government has committed itself not to take policy measures which are likely to have the effect of increasing social security or other elements of AME without taking steps to ensure that the effects of those decisions can be accommodated prudently within the Government's fiscal rules.

Given an overall envelope for public spending, forecasts of AME affect the level of resources available for DEL spending. Cautious estimates and the AME margin are built in to these AME forecasts and reduce the risk of overspending on AME.

Total Managed Expenditure

Together, DEL plus AME sum to Total Managed Expenditure (TME). TME is a measure drawn from national accounts. It represents the current and capital spending of the public sector. The public sector is made up of central government, local government and public corporations.

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Resource Accounting and Budgeting ( RAB)

Resource and Capital Budgets are set in terms of accruals information. Accruals information measures resources as they are consumed rather than when the cash is paid. So for example the Resource Budget includes a charge for depreciation, a measure of the consumption or wearing out of capital assets.
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Non cash charges in budgets do not impact directly on the fiscal framework. That may be because the national accounts use a different way of measuring the same thing, for example in the case of the depreciation of departmental assets. Or it may be that the national accounts measure something different: for example, resource budgets include a cost of capital charge reflecting the opportunity cost of holding capital; the national accounts include debt interest.
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Within the Resource Budget DEL, departments have separate controls on:
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Near cash spending, the sub set of Resource Budgets which impacts directly on the Golden Rule; and
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Administration Budgets (see below)

Administration Budgets

The amount of their Resource Budget DEL that departments may spend on running themselves (e.g. paying most civil servants’ salaries) is limited by Administration Budgets, which are set in Spending Reviews. Administration Budgets are used to ensure that as much money as practicable is available for front line services and programmes. These budgets also help to drive efficiency improvements in departments’ own activities. Administration Budgets exclude the costs of frontline services delivered directly by departments.

Spending Reviews

The Budget preceding a Spending Review sets an overall envelope for public spending that is consistent with the fiscal rules for the period covered by the Spending Review. In the Spending Review, the Budget AME forecast for year one of the Spending Review period is updated, and AME forecasts are made for the later years of the Spending Review period.

The 1998 Comprehensive Spending Review ( CSR), which was published in July 1998, was a comprehensive review of departmental aims and objectives alongside a zero-based analysis of each spending programme to determine the best way of delivering the Government's objectives. The 1998 CSR allocated substantial additional resources to the Government's key priorities, particularly education and health, for the three year period from 1999-2000 to 2001-02.

Delivering better public services does not just depend on how much money the Government spends, but also on how well it spends it. Therefore the 1998 CSR introduced Public Service Agreements (PSAs). Each major government department was given its own PSA setting out clear targets for achievements in terms of public service improvements.

The 1998 CSR also introduced the DEL/ AME framework for the control of public spending, and made other framework changes. Building on the investment and reforms delivered by the 1998 CSR, successive spending reviews in 2000, 2002 and 2004 have:
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provided significant increase in resources for the Government’s priorities, in particular health and education, and cross-cutting themes such as raising productivity; extending opportunity; and building strong and secure communities;
" "
enabled the Government significantly to increase investment in public assets and address the legacy of under investment from past decades. Departmental Investment Strategies were introduced in SR2000. As a result there has been a steady increase in public sector net investment from less than ¾ of a per cent of GDP in 1997-98 to 2¼ per cent of GDP in 2005-06, providing better infrastructure across public services;
" "
introduced further refinements to the performance management framework. PSA targets have been reduced in number over successive spending reviews from around 300 to 110 to give greater focus to the Government’s highest priorities. The targets have become increasingly outcome-focused to deliver further improvements in key areas of public service delivery across Government. They have also been refined in line with the conclusions of the Devolving Decision Making Review to provide a framework which encourages greater devolution and local flexibility. Technical Notes were introduced in SR2000 explaining how performance against each PSA target will be measured; and
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not only allocated near cash spending to departments, but also – since SR2002 - set Resource DEL plans for non cash spending.

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Comprehensive Spending Review 2007

To identify what further investments and reforms are needed to equip the UK for the global challenges of the decade ahead, on 19 July 2005 the Chief Secretary to the Treasury announced that the Government intends to launch a second Comprehensive Spending Review (CSR) reporting in 2007.

A decade on from the first CSR, the 2007 CSR will represent a long-term and fundamental review of government expenditure. It will cover departmental allocations for 2008-09, 2009-10 and 2010 11. Allocations for 2007-08 will be held to the agreed figures already announced by the 2004 Spending Review. To provide a rigorous analytical framework for these departmental allocations, the Government will be taking forward a programme of preparatory work over 2006 involving:
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an assessment of what the sustained increases in spending and reforms to public service delivery have achieved since the first CSR. The assessment will inform the setting of new objectives for the decade ahead;
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an examination of the key long-term trends and challenges that will shape the next decade – including demographic and socio-economic change, globalisation, climate and environmental change, global insecurity and technological change – together with an assessment of how public services will need to respond;
" "
to release the resources needed to address these challenges, and to continue to secure maximum value for money from public spending over the CSR period, a set of zero-based reviews of departments’ baseline expenditure to assess its effectiveness in delivering the Government’s long-term objectives; together with
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further development of the efficiency programme, building on the cross cutting areas identified in the Gershon Review, to embed and extend ongoing efficiency savings into departmental expenditure planning.

The 2007 CSR also offers the opportunity to continue to refine the PSA framework so that it drives effective delivery and the attainment of ambitious national standards.

Obtaining good performance

Public Service Agreements (PSAs) were introduced in the 1998 CSR. They set out agreed targets detailing the outputs and outcomes departments are expected to deliver with the resources allocated to them. The new spending regime places a strong emphasis on outcome targets, for example in providing for better health and higher educational standards or service standards. The introduction in SR2004 of PSA ‘standards’ will ensure that high standards in priority areas are maintained.

The Government monitors progress against PSA targets, and departments report in detail twice a year in their annual Departmental Reports (published in spring) and in their autumn performance reports. These reports provide Parliament and the public with regular updates on departments’ performance against their targets.

Technical Notes explain how performance against each PSA target will be measured.

Departmental Investment Strategies (DISs)

To make the most of both new investment and existing assets, there needs to be a coherent long term strategy against which investment decisions are taken. Departmental Investment Strategies (DIS) set out each department's plans to deliver the scale and quality of capital stock needed to underpin its objectives. The DIS includes information about the department's existing capital stock and future plans for that stock, as well as plans for new investment. It also sets out the systems that the department has in place to ensure that it delivers its capital programmes effectively.

This document was updated on 19 December 2005.

Near-cash resource expenditure that has a related cash implication, even though the timing of the cash payment may be slightly different. For example, expenditure on gas or electricity supply is incurred as the fuel is used, though the cash payment might be made in arrears on aquarterly basis. Other examples of near-cash expenditure are: pay, rental.Net cash requirement the upper limit agreed by Parliament on the cash which a department may draw from theConsolidated Fund to finance the expenditure within the ambit of its Request forResources. It is equal to the agreed amount of net resources and net capital less non-cashitems and working capital.Non-cash cost costs where there is no cash transaction but which are included in a body’s accounts (or taken into account in charging for a service) to establish the true cost of all the resourcesused.Non-departmental a body which has a role in the processes of government, but is not a government public body, NDPBdepartment or part of one. NDPBs accordingly operate at arm’s length from governmentMinisters.Notional cost of a cost which is taken into account in setting fees and charges to improve comparability with insuranceprivate sector service providers.The charge takes account of the fact that public bodies donot generally pay an insurance premium to a commercial insurer.the independent body responsible for collecting and publishing official statistics about theUK’s society and economy. (At the time of going to print legislation was progressing tochange this body to the Statistics Board).Office of Government an office of the Treasury, with a status similar to that of an agency, which aims to maximise Commerce, OGCthe government’s purchasing power for routine items and combine professional expertiseto bear on capital projects.Office of the the government department responsible for discharging the Paymaster General’s statutoryPaymaster General,responsibilities to hold accounts and make payments for government departments and OPGother public bodies.Orange bookthe informal title for Management of Risks: Principles and Concepts, which is published by theTreasury for the guidance of public sector bodies.Office for NationalStatistics, ONS60Managing Public Money

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GLOSSARYOverdraftan account with a negative balance.Parliament’s formal agreement to authorise an activity or expenditure.Prerogative powerspowers exercisable under the Royal Prerogative, ie powers which are unique to the Crown,as contrasted with common-law powers which may be available to the Crown on the samebasis as to natural persons.Primary legislationActs which have been passed by the Westminster Parliament and, where they haveappropriate powers, the Scottish Parliament and the Northern Ireland Assembly. Begin asBills until they have received Royal Assent.arrangements under which a public sector organisation contracts with a private sectorentity to construct a facility and provide associated services of a specified quality over asustained period. See annex 7.5.Proprietythe principle that patterns of resource consumption should respect Parliament’s intentions,conventions and control procedures, including any laid down by the PAC. See box 2.4.Public Accountssee Committee of Public Accounts.CommitteePublic corporationa trading body controlled by central government, local authority or other publiccorporation that has substantial day to day operating independence. See section 7.8.Public Dividend finance provided by government to public sector bodies as an equity stake; an alternative to Capital, PDCloan finance.Public Service sets out what the public can expect the government to deliver with its resources. EveryAgreement, PSAlarge government department has PSA(s) which specify deliverables as targets or aimsrelated to objectives.a structured arrangement between a public sector and a private sector organisation tosecure an outcome delivering good value for money for the public sector. It is classified tothe public or private sector according to which has more control.Rate of returnthe financial remuneration delivered by a particular project or enterprise, expressed as apercentage of the net assets employed.Regularitythe principle that resource consumption should accord with the relevant legislation, therelevant delegated authority and this document. See box 2.4.Request for the functional level into which departmental Estimates may be split. RfRs contain a number Resources, RfRof functions being carried out by the department in pursuit of one or more of thatdepartment’s objectives.Resource accountan accruals account produced in line with the Financial Reporting Manual (FReM).Resource accountingthe system under which budgets, Estimates and accounts are constructed in a similar wayto commercial audited accounts, so that both plans and records of expenditure allow in fullfor the goods and services which are to be, or have been, consumed – ie not just the cashexpended.Resource budgetthe means by which the government plans and controls the expenditure of resources tomeet its objectives.Restitutiona legal concept which allows money and property to be returned to its rightful owner. Ittypically operates where another person can be said to have been unjustly enriched byreceiving such monies.Return on capital the ratio of profit to capital employed of an accounting entity during an identified period.employed, ROCEVarious measures of profit and of capital employed may be used in calculating the ratio.Public Privatepartnership, PPPPrivate Finance Initiative, PFIParliamentaryauthority61Managing Public Money
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GLOSSARYRoyal charterthe document setting out the powers and constitution of a corporation established underprerogative power of the monarch acting on Privy Council advice.Second readingthe second formal time that a House of Parliament may debate a bill, although in practicethe first substantive debate on its content. If successful, it is deemed to denoteParliamentary approval of the principle of the proposed legislation.Secondary legislationlaws, including orders and regulations, which are made using powers in primary legislation.Normally used to set out technical and administrative provision in greater detail thanprimary legislation, they are subject to a less intense level of scrutiny in Parliament.European legislation is,however,often implemented in secondary legislation using powers inthe European Communities Act 1972.Service-level agreement between parties, setting out in detail the level of service to be performed.agreementWhere agreements are between central government bodies, they are not legally a contractbut have a similar function.Shareholder Executive a body created to improve the government’s performance as a shareholder in businesses.Spending reviewsets out the key improvements in public services that the public can expect over a givenperiod. It includes a thorough review of departmental aims and objectives to find the bestway of delivering the government’s objectives, and sets out the spending plans for the givenperiod.State aidstate support for a domestic body or company which could distort EU competition and sois not usually allowed. See annex 4.9.Statement of Excessa formal statement detailing departments’ overspends prepared by the Comptroller andAuditor General as a result of undertaking annual audits.Statement on Internal an annual statement that Accounting Officers are required to make as part of the accounts Control, SICon a range of risk and control issues.Subheadindividual elements of departmental expenditure identifiable in Estimates as single cells, forexample cell A1 being administration costs within a particular line of departmental spending.Supplyresources voted by Parliament in response to Estimates, for expenditure by governmentdepartments.Supply Estimatesa statement of the resources the government needs in the coming financial year, and forwhat purpose(s), by which Parliamentary authority is sought for the planned level ofexpenditure and income.Target rate of returnthe rate of return required of a project or enterprise over a given period, usually at least a year.Third sectorprivate sector bodies which do not act commercially,including charities,social and voluntaryorganisations and other not-for-profit collectives. See annex 7.7.Total Managed a Treasury budgeting term which covers all current and capital spending carried out by the Expenditure,TMEpublic sector (ie not just by central departments).Trading fundan organisation (either within a government department or forming one) which is largely orwholly financed from commercial revenue generated by its activities. Its Estimate shows itsnet impact, allowing its income from receipts to be devoted entirely to its business.Treasury Minutea formal administrative document drawn up by the Treasury, which may serve a wide varietyof purposes including seeking Parliamentary approval for the use of receipts asappropriations in aid, a remission of some or all of the principal of voted loans, andresponding on behalf of the government to reports by the Public Accounts Committee(PAC).62Managing Public Money

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GLOSSARY63Managing Public MoneyValue for moneythe process under which organisation’s procurement, projects and processes aresystematically evaluated and assessed to provide confidence about suitability, effectiveness,prudence,quality,value and avoidance of error and other waste,judged for the public sectoras a whole.Virementthe process through which funds are moved between subheads such that additionalexpenditure on one is met by savings on one or more others.Votethe process by which Parliament approves funds in response to supply Estimates.Voted expenditureprovision for expenditure that has been authorised by Parliament. Parliament ‘votes’authority for public expenditure through the Supply Estimates process. Most expenditureby central government departments is authorised in this way.Wider market activity activities undertaken by central government organisations outside their statutory duties,using spare capacity and aimed at generating a commercial profit. See annex 7.6.Windfallmonies received by a department which were not anticipated in the spending review.

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64Managing Public Money

Англо-русский экономический словарь > near cash
9 policy

I сущ.
общ. политика, курс, стратегия [методика, линия\] поведения [действия\] (совокупность принципов, направлений и способов деятельности в определенной области)

policy group — группа по выработке политики

party policy — политика партии

carrot-and-stick policy — политика кнута и пряника

policy of neutrality, neutrality policy — политика нейтралитета

policy of appeasement, appeasement policy — политика умиротворения

optimal policy — оптимальная политика

near-optimal policy — политика, близкая к оптимальной

short-sighted [myopic\] policy — недальновидная [близорукая\] политика

subtle policy — тонкая [умная\] политика

prudent policy — разумная [предусмотрительная\] политика

cautious policy — осторожная [осмотрительная\] политика

principled policy — принципиальная политика

clear-cut [clear\] policy — четкая [ясная\] политика

rigid policy — твердая [жесткая\] политика

sound [wise\] policy — здравая [мудрая\] политика

flexible policy — гибкая политика

long-run [long-range\] policy — долгосрочная политика, политика дальнего прицела

short-run policy — краткосрочная политика

consistent policy — последовательная [неизменная\] политика

deliberate policy — обдуманная [взвешенная\] политика

moderate policy — умеренная [сдержанная\] политика

conciliatory policy — примиренческая политика

to adopt a policy — принимать политику

to carry out [to conduct, to operate\] a policy — проводить политику

to apply a policy — применять политику

application of a policy — применение политики

to implement a policy — осуществлять [проводить\] политику

to effect a policy — осуществлять [реализовать\] политику

to execute a policy — реализовать политику

to set [to set down\] a policy — устанавливать политику

to formulate a policy — формулировать политику

to draw up a policy — разрабатывать политику

to form [shape\] a policy — вырабатывать политику

to develop a policy — разрабатывать политику

to plan a policy — планировать политику

to influence a policy — влиять на политику

to dictate a policy — диктовать политику

to control a policy — контролировать политику

to initiate a policy — ввести политику

to reject a policy — отвергать политику

to reverse a policy — резко [круто\] изменить политику

to adhere to [to follow, to pursue\] a policy — следовать политике, придерживаться политики, проводить политику

to tighten policy — ужесточать политику

tightening of policy — ужесточение политики

to ease [to relax\] policy — ослаблять [смягчать\] политику

easing [relaxation, ease\] of policy — ослабление [смягчение\] политики

to liberalize policy — либерализовать политику

liberalization of policy — либерализация политики

policy tool — средство проведения политики, орудие [инструмент\] политики

policy execution — исполнение политики

policy manual — руководство, инструкция

personnel policy manual — руководство по кадровой политике

policy decision — политическое решение

economic policy decision — решение в области экономической политики

policy measures — политические меры

social policy measures — меры в области социальной политики

policy objective — цель [задача\] политики

two-track [twin\] policy — двойственная политика

nation's foreign policy — внешняя политика страны

global policy — глобальная политика

military policy — военная политика

defence policy — оборонная политика

transport policy — транспортная политика

government policy on wages [wages policy\] — государственная политика в области оплаты труда

government's prices policy — государственная ценовая политика

federal policy — федеральная политика

regional policy — региональная политика

country's economic policy — экономическая политика страны

official policy — официальная политика

information policy — информационная политика, политика в области информации

language policy — языковая политика, политика в области [в отношении\] языка

export policy — экспортная политика, политика в области экспорта

import policy — импортная политика, политика в области импорта

education policy, educational policy — образовательная политика, политика в области образования

science policy — научная политика, политика в области науки

fishery policy, fisheries policy — политика рыболовства, политика в области рыболовства, рыболовная политика

privacy policy — политика конфиденциальности, политика (в отношении) конфиденциальности личной [частной\] информации

Our policy is to submit all contracts to the legal department. — Мы придерживаемся политики предоставления всех контрактов на изучение в юридический отдел.

It is not the normal policy of the council to give grants for more than three years. — Выдавать гранты более чем на три года не в правилах совета.

The government made a policy statement [a statement of policy\]. — Правительство сделало программное заявление.

for reasons of policy — по политическим соображениям, по соображениям политики

for reasons of social policy — по соображениям социальной политики

The first step in ensuring your computer security is up to scratch is to write a security policy. — Первый шаг на пути обеспечения поддержания вашей компьютерной безопасности на должном уровне — разработка политики безопасности.

See:

agricultural policy, anti-inflationary policy, antitrust policy, beggar-thy-neighbour policy, benign neglect policy, budgetary policy, business policy, commercial policy 1), competition policy, consumer policy, corporate social policy, countercyclical policy, credit policy, currency policy, customs policy, demographic policy, discount policy, economic policy, employment policy, environmental policy, exchange policy, exchange rate policy, fiscal policy, foreign policy, foreign exchange policy ! foreign trade policy, good neighbour policy, home policy, incomes policy, industrial policy, inflationary policy, investment policy, monetary policy, open-door policy, open market policy, organizational policy, policy of continuity, policy of drift, policy of obstruction, population policy, procurement policy, social policy, stocking policy, tax policy, trade policy, wages policy, wholesale policy, policy committee, policy departure, policy economics, policy maker, policymaker, policy reversal, politics, technique, procedure
II сущ.
страх. (страховой) полис (документ, который выдается страховщиком страхователю в подтверждение заключения договора страхования; содержит условия страхования; служит юридическим доказательством заключения договора страхования)

to issue [write up, write\] a policy — выдавать [выписывать\] полис

issue of a policy — выдача (страхового) полиса

to take out a policy — получить [приобрести\] полис, застраховаться

to effect a policy — застраховаться, приобрести полис

to carry a policy — иметь (страховой) полис, быть застрахованным

to purchase [to buy\] a policy — покупать полис

to obtain [get\] a policy — приобрести полис

to apply for a policy — подавать заявление на приобретение полиса

to sell a policy — продавать полис

to cancel a policy — аннулировать полис

to terminate a policy — прекратить действие полиса, аннулировать полис

termination of a policy — прекращение действия [аннулирование\] полиса

to void a policy — признавать полис недействительным, аннулировать полис

to renew a policy — возобновить полис

renewal of a policy — возобновление полиса

to keep a policy in force — поддерживать полис в силе, сохранять действие полиса

a policy remains in force — полис остается в силе

to pledge a policy — использовать полис в качестве залога

to assign a policy — переуступать права по полису

to transfer a policy — передавать права по полису

This policy covers the cost of injury or damage caused by another driver who is not insured. — Этот полис покрывает [страхует, распространяется на\] расходы, связанные с травмой или ущербом, причиненным незастрахованным водителем. [Этот полис предоставляет страховую защиту от расходов, связанных с травмой или ущербом, причиненным незастрахованным водителем.\]

This portion of the policy covers you in the event a claim or lawsuit is brought against you for bodily injury or property damage as the result of an accident or event occurring on your property. — Эта часть полиса предоставляет вам страховую защиту в случае [страхует вас на случай\] подачи жалобы или иска против вас в связи с нанесением телесных повреждений или имущественного ущерба в результате несчастного случая или иного события, произошедшего на территории вашего владения.

to be covered by a policy — покрываться [охватывается, страховаться\] полисом

to claim on a policy — требовать выплаты (страховки) по полису

annual premium policy — полис с ежегодной уплатой (страховой) премии

regular premium policy — полис с периодической уплатой (страховых) премий

$500000 insurance policy, insurance policy of $500000 — страховой полис на сумму $500000

policy amount, amount of a policy — сумма полиса

a policy expires, a policy lapses, a policy matures — срок действия полиса истекает

expired [lapsed, matured\] policy — истекший [прекративший действие\] полис

to reinstate a lapsed policy — восстанавливать прекративший действие (страховой) полис

policy endorsement, endorsement to a policy, policy rider, rider to a policy — приложение [дополнение\] к полису

insurance policy premium — премия по страховому полису

health insurance policy premiums — премии по полису страхования здоровья

Syn:

insurance policy

See:

cargo policy, commercial policy 2), tenant's policy, accident policy, annual policy, annuity policy, assessable policy, automobile liability policy, blanket policy, business auto policy, business owners policy, cancellable policy, claims-made policy, combination policy, commercial package policy, convertible policy, dental policy, endowment policy, equity-linked policy, fire policy, floating policy, general liability policy, group policy, homeowner's policy, individual policy, joint policy, life insurance policy, long-term policy, master policy, non-assessable policy, noncancellable policy, non-participating policy, non-qualifying policy, non-tax-qualified policy, occurrence policy, open policy, package policy, paid-up policy, participating policy, partnership policy, personal auto policy, professional liability policy, rated policy, qualifying policy, renewable policy, single premium policy, short-term policy, surplus lines policy, survivorship policy, tax-qualified policy, unit-linked policy, valued policy, certificate of insurance, insurance contract, cover note, policyholder, insurance, assurance, insurance identification card, insurer, insured, insurance money, insured event, insured loss, insurance claim, insurance period, insurance premium, declarations section, coverage part, exclusion, rider

* * *
страховой полис; = insurance policy.
* * *

полис
. . Словарь экономических терминов .
* * *

Международное страхование

страховой полис

см. agreement

Англо-русский экономический словарь > policy
10 cedent

сущ.

тж. cedant

1) эк., юр. цедент (лицо, которое уступает какое-л. право)

In the case of a collateral security cession, the cedent remains the owner of the policy, but with limited contractual capacity. — При залоговой переуступке цедент остается владельцем полиса, но с ограниченной договорной правоспособностью.

Syn:

assignor, transferor

See:

cede 1) а)

2) страх. цедент, перестрахователь (лицо, передающее риск в перестрахование)

Syn:

ceding insurer, reinsured

See:

reinsurance, cede 2) retrocedent

* * *

Банки/Банковские операции

цедент

лицо, передающее право получения денег по векселю или по иному обязательству другому лицу

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Международное страхование

цедент

страховщик, переводящий риск путем страхования

Англо-русский экономический словарь > cedent
11 premium

1. сущ.
сокр. prem

1) общ. награда, вознаграждение, премия (что-л. предоставляемое в качестве стимула в каком-л. проекте, какой-л. системе и пр.)

consumer premium — подарок [премия\] потребителю*

to earn premiums — зарабатывать премии

The program will award points to consumers for each brewery visit during the week, allowing them to earn premiums such as beer mugs and logo shirts.

Mortgage brokers, who match borrowers with lenders, can earn premiums by steering borrowers to higher-rate loans.

They claim that lenders on the higher-than-market rate loans will pay a premium to the mortgage broker and that those payments will be used to pay the fees associated with the low-interest loans.

See:

bonus 1), 2) advertising premium, consumer premium, container premium, employment premium, fast food premium, free-in-the-mail premium, in-pack premium, mail-in premium, on-pack premium, referral premium, reverse premium, self-liquidating premium, service release premium, with-pack premium, yield spread premium, premium bond 2), premium buyer 1), premium campaign, premium container, premium coupon, premium merchandise 1), premium offer, premium pack, premium product 2), premium service 1) а)

2) страх. = insurance premium

ATTRIBUTES: adjustable, assumed 3) а), base 3. 3) а), direct 1. 3) а), earned 1. 1) а), fixed 1. 4) а), flexible 1. 2) б), gross 1. 3) а), а initial 1. 2) б), level 2. 3) б), lump sum, net 3. 3) а), n1а outstanding 1. 3) а), periodic 1. 1) а), regular 1. 2) б), n2 subject 1. 2) б), n2 underlying 1. 2) б), n2 variable 1. 2) б), n2 written 1. 4) а), б

annual [yearly\] premium — ежегодная премия

monthly [biweekly, weekly\] premium — ежемесячная [двухнедельная, еженедельная\] премия

annual [monthly, weekly\] premium insurance — страхование с ежегодной [ежемесячной, еженедельной\] уплатой премий [премии\]

annual premium policy — полис с ежегодной уплатой премий [премии\]

ATTRIBUTES:

paid premium — уплаченная [выплаченная\] премия

The refund of paid premium is based on the insured's age at death and is decreased by any benefits paid under the plan.

Company-paid premiums are deductible by the employer as an ordinary and necessary business expense. — Уплаченные компанией премии подлежат вычету работодателем как обычные и необходимые деловые расходы.

For federal tax purposes the employer-paid premiums are taxed as additional earned income for the employee. — Для целей федерального налогообложения, уплаченные работодателем премии облагаются налогом как дополнительный заработанный доход работника.

Employee-paid premiums for health insurance vary by salary. — Размер уплачиваемых работником премий по страхованию здоровья меняется в зависимости от размера оклада.

overpaid premium — излишне уплаченная премия

We can recover overpaid premiums for the last three policy years.

unpaid premium — неуплаченная [невыплаченная\] премия

The late charge formula is the unpaid premium amount multiplied by four percent.

high premiums — высокие премии

low premiums — низкие премии

average premiums — средние премии

minimum premiums — минимальные премии

maximum premiums — максимальные премии

COMBS:

life insurance premiums, life premiums — премии по страхованию жизни

non-life insurance premiums, non-life premiums — премии по страхованию иному, чем страхование жизни; премии по страхованию "не жизни"

health insurance premiums, health premiums — премии по страхованию здоровья

liability insurance premiums, liability premiums — премии по страхованию ответственности

disability insurance premiums, disability premiums — премии по страхованию от [на случай\] нетрудоспособности

property insurance premiums, property premiums — премии по страхованию имущества

life annuity premiums — премии по пожизненному аннуитету

insurance policy premium — премия по страховому полису

health insurance policy premiums — премии по полису страхования здоровья

premium payment — уплата [выплата\] премии; премиальный платеж

Mortgage insurance premium payments are made once per year. — Выплаты премий по ипотечному страхованию осуществляются раз в год.

premium of $1000, $1000 premium — премия [надбавка\] в размере 1000 долл.

to finance premiums — финансировать премии

Our commercial premium finance program allows you to finance premiums from $0 to $200000 or more.

to waive premiums — освобождать от (уплаты) премий*

The policies in question have a waiver of premium benefit, whereby the insurer would waive premiums during any period in which the policyholder is disabled.

to cede premiums — передавать премии

We cede premiums and losses to reinsurers under quota share reinsurance agreements. — Мы передаем премии и убытки перестраховщиками на основании договоров квотного перестрахования.

to assume premiums — принимать премии

Also, under our quota share assumed reinsurance contracts, we will continue to assume premiums through the third quarter of 2006. — Также, на основании принятых договоров квотного перестрахования, мы будем продолжать принимать премии на протяжении третьего квартала 2006 г.

to write premiums — подписывать премии*; страховать*, принимать на страхование*, осуществлять страхование*

In general, for insurers to write premiums in California, they must be admitted by the Insurance Commissioner. — В общем, для того, чтобы страховщики смогли осуществлять страховую деятельность в Калифорнии, они должны получить разрешение уполномоченного по страхованию.

The company is licensed to write insurance business in all 50 states, has specialty lines in risk insurance for architects and lawyers and is expected to write premiums of $75 million this year. — Компания имеет лицензию на осуществление страховой деятельности во все 50 штатах, предлагает специальные разновидности страхования рисков для архитекторов и юристов и, как ожидается, подпишет в этом году премий на сумму 75 млн долл.

to earn premiums — зарабатывать премии

Moreover, an insurance company that earns premiums between $300,000 and $1,000,000 is taxed at a reduced rate.

to pay a premium — уплачивать премию

If you want to pay premiums for a limited time, the limited payment whole life policy gives you lifetime protection but requires only a limited number of premium payments.

to raise [to increase\] premiums — увеличивать премии

to reduce [to decrease, to cut\] premiums — уменьшать премии

premiums go up — премии растут

premiums go down — премии снижаются [уменьшаются\]

to calculate premiums — рассчитывать премии

See:

adjustable premium, advance premium, annual premium, annuity premium, base premium, beneficiary premium, deposit premium, direct premiums, earned premium, financed insurance premium, financed premium, fixed premium, flexible premium, graded premium, gross premium, in-force premiums, initial premium, level premium, lump sum premium, modified premium, mortgage insurance premium, net premium, net retained premiums, new business premiums, outstanding premiums, periodic premium, premium earned, premiums in force, premium written, regular premium, reinsurance premium, renewal premium, retained premiums, retrospective premium, return premium, single premium, subject premium, surplus line premium, surplus lines premium, underlying premium, unearned premium, valuation premium, vanishing premium, variable premium, written premium, yearly premium, overall premium limit, premium audit, premium auditor, premium base, premium bordereau, premium conversion, premium discount, premium financing, premium holiday, premium income б), premium loan, premium notice, premium rate 1) б), premium receipt, premium refund, premium subsidy, premium tax, premium trust fund, return of premium, waiver of premium, continuous-premium whole life, premium only plan, premium-to-surplus ratio

3)

а) торг. премия; наценка, надбавка ( сумма или процент сверх стандартной цены товара или услуги)

to fetch a premium [a premium price\] — продаваться с надбавкой [с премией\]

Premium products generally fetch a premium price. — Премиальные товары обычно продаются с надбавкой [с премией\].

to command a premium [a premium price\] — продаваться с надбавкой [с премией\], продаваться по премиальной цене

Some products command a premium price in the marketplace simply because they are considered to be higher in quality. — Некоторые товары продаются на рынке по премиальной цене просто из-за того, что они считаются товарами более высокого качества.

to command a premium — содержать надбавку [премию\]* (о ценах, ставках)

As long as there is a threat of war in the Middle Eastern oil fields, oil prices will command a premium. — До тех пор, пока существует угроза войны на территории средневосточных нефтяных месторождений, цены на нефть будут содержать надбавку.

to attract a premium/a premium price/a premium rate — продаваться с премией [надбавкой\], стоить дороже; оплачиваться с надбавкой [с премией\]*

Because of their locations these houses attract a premium. — Благодаря своему расположению эти дома стоят дороже.

to pay a premium — уплачивать премию

Therefore, when we buy your diamond, we can pay a premium over the current market price.

For which services are customers willing to pay a premium when flying with a low-fare airline?

Ant:

call option premium, call premium 2), put option premium, put premium, premium deal, premium income а) contingent premium option, deferred premium option

See:

fair trade premium, price premium а) premium strategy, at a premium 1) б)

б) фин. премия (сумма, на которую цена размещения или текущая рыночная цена ценной бумаги больше ее номинала)

ATTRIBUTES: amortizable б)

COMBS:

$20-a-share premium — премия в размере $20 на (одну) акцию

H-P will buy 1,2 million Convex shares at $14.875 a share, representing a 1,25-a-share premium over the price of Convex stock. — "H-P" купит 1,2 млн акций компании "Конвекс" по цене 14,875 долл. за штуку, что означает уплату премии в размере 1,25 долл. на акцию сверх цены акций "Конвекса".

COMBS:

premium over [to\] market price — премия к рыночной цене, премия сверх рыночной цены

premium over [to\] issue price — премия к эмиссионной цене, премия сверх эмиссионной цены

premium payment — уплата [выплата\] премии; премиальный платеж

Mortgage insurance premium payments are made once per year. — Выплаты премий по ипотечному страхованию осуществляются раз в год.

premium of $1000, $1000 premium — премия [надбавка\] в размере 1000 долл.

10% premium, premium of 10% — премия [надбавка\] в размере 10%

The shares jumped to a 70 per cent premium on the first day.

to amortize premium — амортизировать премию

to amortize bond premium — амортизировать премию по облигациям

Of all the common bond-tax errors, the most surprising to me is neglecting to amortize premiums paid on taxable bonds.

premium security — ценная бумага с премией

For premium securities, we project the excess coupon. payments using our prepayment assumption.

Ant:

call option premium, call premium 2), put option premium, put premium, premium deal, premium income а) contingent premium option, deferred premium option

See:

amortized premium, bond premium, call premium 1), debt premium 1) а), market premium 1) а), original issue premium, premium on capital stock, premium on share, premium on stock, price premium 1) б), redemption premium, share premium, tender offer premium, unamortized premium, amortization of premium, premium bond 1), premium price 1) б), premium raid, issue price, market price, face value а) at a premium 1) а)

в) фин. премия (при оценке стоимости предприятия или крупных пакетов акций: разница, на которую фактически согласованная цена предприятия/пакета акций больше базовой рыночной цены)

See:

acquisition premium, control premium, premium for control

г) эк. премия; надбавка (сумма, на которую цена товара, услуги или ценной бумаги превышает цену сходного товара, услуги или ценной бумаги)

Currently, US small caps are trading at a 15.7 per cent premium to large caps. — В настоящее время, акции американских компаний с маленькой капитализацией по сравнению с акциями компаний с большой капитализацией торгуются с премией в размере 15,7%.

Platinum usually trades at a premium to gold. — Платина обычно продается по более высокой цене, чем золото.

See:

at a premium 1)

д) фин. ажио (превышение стоимости золотых или серебряных денег по сравнению с бумажными деньгами)

Syn:

agio в)

See:

paper money, specie

е) эк. премия; надбавка (в самом общем смысле: дополнительная сумма, на которую увеличена базовая стоимость или другая базовая величина)

перен. to put [place\] a premium on (smth.) — считать (что-л.) исключительно важным [ценным\], придавать (чему-л.) большое значение

He put a premium on peace and stability. — Он считает исключительно важным поддержание мира и стабильности.

Employers today put a premium on reasoning skills and willingness to learn. — В наше время работодатели придают большое значение умению рассуждать и готовности учиться.

Ant:

call option premium, call premium 2), put option premium, put premium, premium deal, premium income а) contingent premium option, deferred premium option

See:

conversion premium, forward premium, inflation premium, investment currency premium, liquidity premium 2), 3), mortgage indemnity guarantee premium, mortgage indemnity premium, premium over conversion value, revenue premium, risk premium, time premium, union premium, union wage premium, warrant premium, yield premium, premium rate 1) а) at a premium 2), Canada Premium Bond, high-premium convertible debenture

4) эк. тр. премия, (премиальная) надбавка (дополнительное вознаграждение, выплачиваемое в дополнение к заработной плате в качестве поощрения за хорошую работу, работу в сверхурочные и т. п.)

COMBS:

premiums for work outside basic workday or workweek — премии за работу сверх базового рабочего дня или рабочей недели

premium payment — уплата [выплата\] премии; премиальный платеж

premium payments for overtime work — выплаты вознаграждения за сверхурочную работу

premium of $1000, $1000 premium — премия [надбавка\] в размере 1000 долл.

to attract a premium/a premium rate — оплачиваться с надбавкой [с премией\]*

In many industries work on Saturday or Sunday will attract a premium on the ordinary hourly rate. — Во многих отраслях работа в субботу или воскресенье предусматривает выплату надбавки сверх обычной часовой ставки.

to pay a premium — уплачивать премию

Neither federal law nor state law requires local government employers to give employees paid holidays or to pay a premium when employees must work on what would otherwise be a holiday.

Syn:

bonus 3)

See:

expatriate premium, foreign service premium, holiday premium, incentive premium, mobility premium, on-call premium, overtime premium, shift premium, Halsey premium plan, premium pay, premium rate 1) а)

5) фин. = option premium

Investors willing to buy stock at certain prices might consider selling puts to earn premiums, while those willing to sell shares at certain prices might think about selling calls.

When you purchase an option, you pay a premium. — Покупая опцион, вы уплачиваете премию.

See:

call option premium, call premium 2), put option premium, put premium, premium deal, premium income а) contingent premium option, deferred premium option
2. прил.
1) общ. первосортный, высшего качества [сорта\], исключительный, премиальный

premium product — премиальный товар, товар высшего сорта

premium beer — первосортное пиво

premium card — первоклассная [приоритетная, премиальная\] карта [карточка\]*

premium space — привилегированное [премиальное\] место*

premium service — премиальная услуга

premium advertising — премиальная [первосортная, элитная\] реклама*

premium customer — премиальный клиент [покупатель\]*

premium quality — премиальное [высшее\] качество; премиальный [высший\] сорт

premium grade — премиальный [высший\] сорт

See:

premium advertising, premium buyer 2), premium card, premium customer, premium grade, premium merchandise 2), premium position, premium product 1), premium quality, premium service 1) б), premium space, quality 2., inferior 2., n3

2) эк. премиальный, с премией, с надбавкой (о ценах, ставках выше обычного уровня)

premium price — цена с надбавкой, цена с премией, премиальная цена

premium rate — премиальная ставка

premium pricing — премиальное ценообразование

See:

premium price а), premium pricing, premium rate 2) а)

* * *
premium; PM; Prem премия, маржа: 1) премия (надбавка) к цене, курсу: разница между более высокой текущей (рыночной) и номинальной ценами финансового актива (напр., облигации); см. discount;
premium bond;

premium over bond value;

premium over conversion value;
2) разница между более высоким срочным (форвардным) и наличным валютными курсами, т. е. валюта на срок продается с премией; 3) ажио: более высокая стоимость золотых или бумажных денег по отношению к бумажным деньгам; 4) цена опциона: сумма, уплачиваемая за получение права продать или купить финансовый инструмент; 5) = insurance premium; 6) платеж по рентному контракту; 7) = call premium; 8) льгота, призванная привлечь вкладчиков или заемщиков, а также покупателей товаров и услуг (напр., повышенная процентная ставка, скидки с цен и др.); 9) надбавка к рыночной цене, которую иногда приходится уплачивать при заимствованиях ценных бумаг для их поставки по "короткой" продаже; 10) разница в цене между данной ценной бумагой и сходными бумагами или индексом (напр., говорят: "бумага продается с премией к аналогичным бумагам"); 11) новая ценная бумага, продающаяся с премией; 12) надбавка к рыночной цене ценных бумаг в случае тендерного предложения; см. premium raid;
tender offer.

* * *

Финансы/Кредит/Валюта

ажио

отклонение в сторону превышения рыночного курса денежных знаков и ценных бумаг от их нарицательной стоимости

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Инвестиционная деятельность

премия

разница между рыночной ценой и ценой эмиссии акции или ценной бумаги; при начале операции с акциями нового выпуска говорится, что рыночная цена включает премию по отношению к цене эмиссии

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Международное страхование

премия

сумма, выплачиваемая держателем полиса для получения страховой суммы в нужный момент

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Банки/Банковские операции

премия, вознаграждение, надбавка

разница между ценой привилегированной акции и ее номинальной стоимостью

Англо-русский экономический словарь > premium
12 risk

1. сущ.
1) общ. риск, опасность (как ситуация, которая может привести к материальным убыткам или другим нежелательным последствиям)

fire risk — риск пожара [возгорания\]; пожароопасность

climatic risk — климатический риск

earthquake risk — риск землетрясения

health risk — риск для здоровья

pollution risk — риск загрязнения

industrial risk — промышленный риск

risk to smb./smth. — риск для кого-л./чего-л.

at one's own risk — на свой страх и риск

at owner's risk — на риск владельца

at risk to smb./smth. — с риском для кого-л./для чего-л.

to manage risks — управлять рисками

to control risks — контролировать риски

to reduce the risk of illness — уменьшать риск заболевания

to minimize risk — минимизировать риск

minimization of risk, risk minimization — минимизация риска

to mitigate risks — смягчать [ослаблять\] риски

to eliminate risks — устранять риски

to prevent risks — предотвращать риски

to avoid risks — избегать рисков

avoidance of risk, risk avoidance — избежание риска

to limit the risk of (smth.) — ограничивать риск (чего-л.)

limited risk — ограниченный (какой-л. риск)

to increase the risk of (smth.) — увеличивать риск (чего-л.)

to run a [the\] risk, to run risks — рисковать

to put smb./smth. at risk — подвергать риску кого-л./что-л.

to incur a risk — подвергаться риску, рисковать

to face a risk — сталкиваться с риском, подвергаться риску

to take [to undertake\] a risk, to take [undertake\] risks — рисковать, идти на риск; брать [принимать\] на себя риск

to assume a risk — брать [принимать\] на себя риск

assumption of risk, risk assumption — принятие риска

to accept a risk — принимать риск

to reject [to decline\] a risk — отказаться от риска, отказаться принять риск

to carry [to bear\] a risk — а) нести риск; подвергаться риску; б) нести риск, быть источником риска

Floodwaters can carry the risk of typhoid or other dangerous diseases. — Наводнение может нести риск распространения тифа или других опасных заболеваний.

All funds carry the risk of losing money — some more than others. — Все фонды рискуют потерять деньги — некоторые в большей степени, чем другие.

to insure risks — страховать риски

to hedge risks — хеджировать риски

to underwrite risks — страховать риски, принимать риски на страхование

underwriting of risks, risk underwriting — андеррайтинг рисков

hedging of interest rate risks — хеджирование процентных рисков

to assess risk — оценивать риск

to calculate risk — рассчитывать риск

calculation of risk, risk calculation — расчет риска

to evaluate [to estimate\] risk — оценивать риск

risk evaluation [valuation\], evaluation [valuation\] of risk — оценка риска

to identify risk — идентифицировать [распознавать\] риск

to prioritize risks — приоритезировать риски, ранжировать риски по приоритету

to rank risks — ранжировать риски

to measure risk — измерять [оценивать\] риск

to analyse risks — анализировать риски

to characterize risks — характеризовать риски

to model risk — моделировать риск

risk model, model of risk — модель риска

risk modelling, modelling of risk — моделирование риска

to monitor risk — осуществлять мониторинг риска

to track risks — отслеживать риски

to cover the risk — покрывать риск

risk coverage, coverage of risk — покрытие риска

to distribute risk — распределять риск

distribution of risk, risk distribution — распределение риска

to entail risk — быть связанным с риском, влечь за собой риск

Bonds also entail the risk of default, or the risk that an issuer will be unable to make income or principal payments. — Облигации также связаны с риском неплатежа, или риском, что эмитент будет неспособен выплачивать доходы по облигациям или погашать основную сумму облигаций.

to disclose risk — раскрывать информацию о риске

risk disclosure, disclosure of risk — раскрытие информации о риске

to transfer risks — перекладывать [передавать\] риски

to retain risks — удерживать риски

risk retention, retention of risk — удержание риска

to share risks — разделять риски

risk sharing, sharing of risk — разделение риска

to spread risks — распределять риски

to diversify risks — диверсифицировать риски

to foresee a risk — предвидеть риск

diversification of risk, risk diversification — диверсификация риска

abnormal risk — чрезвычайный риск

admissible [allowed\] risk — допустимый риск

acceptable risk — приемлемый риск

aggregate risk — совокупный риск

constant risk — постоянный риск

equal risk — равный риск

maximum [maximal\] risk — максимальный риск

minimal [minimum\] risk — минимальный риск

negligible risk — пренебрежимо малый риск, незначительный риск

foreseeable risk — предвидимый риск

obvious risk — очевидный риск

significant risk — значительный риск

overall risk — совокупный риск

degree of risk, risk degree — степень риска

level of risk, risk level — уровень риска

element of risk, risk element — элемент риска

source of risk, risk source — источник риска

It's not worth the risk. — Это не стоит риска.

See:

accounting risk, amount at risk, at risk, at risk rules, basis risk, bond-yield-plus-risk-premium approach, Business Environment Risk Information Index, business risk, buyer's risk, call risk, capital risk, cash flow risk, collection risk, commercial credit risk, concentration risk, country risk, credit risk, currency risk, default risk, delivery risk, earnings-at-risk, event risk, exchange risk, exchange rate risk, export risk, financial credit risk, financial risk, high-risk automobile insurer, high-risk product, inflation risk, interest rate risk, investment risk, legal risk, liability risk, liquidity risk, margin risk, market risk, maturity risk, prepayment risk, price of risk, price risk, producer's risk, property risk, pure risk, regulatory risk, reinvestment rate risk, reinvestment risk, return on risk-adjusted capital, seasonal risk, settlement risk, speculative risk, stand-alone risk, systematic risk, transaction risk, underwriting risk, unlimited risk, unsystematic risk, value-at-risk, vega risk, yield curve risk, risk analysis, risk analyst, risk arbitrage, risk-averse, risk aversion, risk capital, risk investment, risk lover, risk management, risk manager, risk measure, risk-neutral, risk premium, price of risk, risk response planning, risk transfer, risk/return indifference curve, risk/return trade-off, risk-adjusted discount rate, risk-adjusted rate of return, risk-adjusted return, risk-adjusted return on capital, risk-adjusted return on risk-adjusted capital, risk-averse investor, risk-free, risk-free rate, risk-free return, riskless arbitrage, riskless transaction, risk-neutral investor, risk-seeking investor, risk-weighted assets

2) общ. риск (как количественная мера вероятности наступления какого-л. неблагоприятного события)

See:

mortality risk

3) общ. объект риска ( о человеке или предмете)

security risk — риск для безопасности, угроза безопасности (о человеке, объекте, действии или состоянии); неблагонадежный человек

See:

poor risk, good risk

4)

а) страх. риск (событие, в отношении которого заключается договор страхования)

Syn:

insurance risk

See:

insurable risk, covered risk, insured event, all risk insurance, builders risk insurance, war risk insurance, risk retention group

б) страх. застрахованное лицо; застрахованная вещь; риск (лицо или вещь, которые могут пострадать в результате какого-л. события и в отношении которых заключается договор страхования)

See:

assigned risk plan, preferred risk, standard risk, substandard risk, hard-to-place risk, highly protected risk

5) мет. риск (ситуация, когда результат какого-л. экономического выбора имеет случайный характер, но при этом известно вероятностное распределение значений этого результата)

See:

uncertainty
2. гл.
общ. рисковать (чем-л.)

to risk one's life [one's health\] — рисковать жизнью [здоровьем\]

* * *
риск: вероятность понести убытки или упустить выгоду (вероятность наступления неблагоприятного события); количественно измеряемая неуверенность в получении соответствующего дохода или убытка; существует множество классификаций рисков: 1) капитальный риск - риск того, что невозврат кредитов ухудшит состояние капитала банка и ему придется выпускать новые акции; 2) кредитный риск, или риск погашения, - риск невозврата кредита, непогашения обязательства; 3) риск поставки - риск непоставки финансового инструмента (иностранной валюты); 4) валютный риск - риск потерь из-за изменения валютного курса; 5) процентный риск - риск уменьшения дохода по активу и роста расходов по обязательству из-за изменения процентных ставок; также риск уменьшения цены облигации с фиксированной ставкой в результате роста рыночных ставок; 6) риск ликвидности - риск нехватки наличности и краткосрочных активов для выполнения обязательств, невозможности быстро купить или продать товар или финансовый инструмент; 7) операционный риск - риск того, что будет нарушена работа операционных систем банка и он не сможет вовремя выполнять обязательства; 8) политический риск - риск того, что политическая нестабильность в стране приведет к невыполнению обязательств по кредитам (если государственных крдитов - "суверенный" риск); также риск национализации и др. неблаго-приятных действий властей; 9) риск платежной системы (системный риск) - риск того, что банкротство или неспособность крупного банка функционировать вызовет цепную реакцию в банковской системе; 10) актуарный риск - риск (вероятность) наступления неблагоприятного события, которое страховая компания покрывает в обмен на стразовую премию; 11) инфляционный риск - риск снижения стоимости активов или доходов в результате общего роста цен в стране; 12) инвентарный риск - риск обесценения запасов компании в результате снижения цен, морального старения товара; 13) риск основной суммы - риск обесценения основной суммы инвестиций; 14) риск андеррайтинга - риск - принимаемый на себя андеррайтером в случае неразмещения новых бумаг среди инвесторов; также риск падения рыночной цены в момент размещения; см. absorbable/ actuarial /basis /capital /commercial /concentration /contagion /country /credit /del credere /delivery /exchange /financial /inflation /insurable /interest rate /inventory /investment risk /limited /liquidity /manufacturing /market /market liquidity /operational /payments system /political /price /pure /refinance /reinvestment /repayment /settlement /sovereign /standard /systematic /systemic /transaction /translation /transfer /underwriting /uninsurable /unlimited /unsystematic /warehouse risk and risk of principal.
* * *

риск; клиент (страх.)
. измеримая вероятность потери; . exposure to uncertainty Глоссарий финансовых и биржевых терминов .
* * *

Финансы/Кредит/Валюта

риск

поддающаяся изменению вероятность понести убытки или упустить выгоду

Англо-русский экономический словарь > risk

См. также в других словарях:

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insurer's security

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Словари и энциклопедии на Академике

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insurer's security

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